These Terms of Service ("Terms") govern your access to and use of the services provided by Sunshine Insurance Solutions LLC ("we," "our," or "us"), including our website sisinsures1.com and any related services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.
Sunshine Insurance Solutions LLC provides Medicare insurance advisory services, including:
Our services are provided at no cost to you. We are compensated by insurance carriers when you enroll in a plan through our assistance.
We are an independent insurance agency licensed to sell Medicare insurance products. We represent multiple insurance carriers and strive to provide unbiased guidance based on your individual needs.
We are not affiliated with or endorsed by the U.S. government, Medicare, or the Centers for Medicare & Medicaid Services (CMS).
To use our Services, you must be at least 18 years of age and legally capable of entering into binding contracts. By using our Services, you represent and warrant that you meet these requirements.
You agree to provide accurate, current, and complete information when using our Services. This includes information about your health status, medications, doctors, and financial situation. Inaccurate information may result in inappropriate plan recommendations.
You are responsible for updating us if your information changes, as this may affect your Medicare coverage options.
Our Services provide information and guidance about Medicare insurance options only. We do not provide medical advice, diagnosis, or treatment recommendations. Always consult with qualified healthcare professionals regarding your medical conditions and treatment options.
Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. While we strive to provide accurate and up-to-date information, we make no guarantees about:
Medicare plans, benefits, and costs change annually. Information provided is subject to change and should be verified with the insurance carrier.
To the fullest extent permitted by law, Sunshine Insurance Solutions LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
Our total liability to you for any claim arising from or related to our Services shall not exceed the amount of commissions we received from your enrollment, if any.
When using our Services, you agree to:
All content on our website, including text, graphics, logos, images, and software, is the property of Sunshine Insurance Solutions LLC or its content suppliers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
Our Services may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
We reserve the right to suspend or terminate your access to our Services at any time, without notice, for any reason, including violation of these Terms. Upon termination, your right to use our Services will immediately cease.
You agree to indemnify, defend, and hold harmless Sunshine Insurance Solutions LLC and its officers, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our Services or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Florida.
We reserve the right to modify or replace these Terms at any time. We will provide notice of any material changes by posting the new Terms on our website and updating the "Last Updated" date. Your continued use of our Services after any changes constitutes acceptance of the new Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Sunshine Insurance Solutions LLC regarding your use of our Services and supersede all prior agreements and understandings.
If you have any questions about these Terms of Service, please contact us:
Sunshine Insurance Solutions LLC
Email: info@sisinsures1.com
Phone: 352-741-1687
Website: sisinsures1.com